Martin Lewis shares essential money saving tips for everyday households
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The financial expert reveals practical advice on consumer rights, insurance, energy bills and mortgages at Ideal Home Show 2026 in partnership with Selina Finance.
Martin Lewis shared a wide range of money saving insights during his appearance at the Ideal Home Show, helping households better understand their rights, reduce costs and make more informed financial decisions.
Understanding your consumer rightsMartin highlighted that many people underestimate their legal rights when making purchases.
“If you bought a high tech smartphone… your rights are always with the retailer,” he said, explaining that protection under the Consumer Rights Act can extend beyond standard warranties.
He also shared his “SAD FART” mnemonic, reminding consumers that products must be of satisfactory quality, as described, fit for purpose and last a reasonable length of time.
Knowing where you stand on insuranceInsurance was another key focus, particularly for pet and car owners.
Martin explained that dog owners are legally responsible for damage caused by their pets, while cats are treated differently under the law. He also clarified that car insurance pricing rules only apply when comparing like for like through the same sales channel.
Energy bills remain a major concern, with Martin outlining how price caps work and why costs can fluctuate.
He encouraged households to consider fixed tariffs when rates are favourable, noting that timing and market conditions can significantly impact long term savings.
Making the most of savings and mortgagesMartin also highlighted the benefits of cash ISAs, explaining how they allow savings to grow without tax.
When it comes to mortgages, his advice was clear: reducing the term rather than monthly payments can lead to greater savings over time, as it limits the amount of interest paid.
Taking control of your financesBy understanding your rights, reviewing key costs and planning ahead, Martin’s advice shows how small, informed decisions can make a meaningful difference to household finances.
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