Iona Bain was a struggling 23-year-old musician when she created the Young Money Blog in 2011. It led to a career in journalism writing for titles including Daily Mail, The Times, Sunday Times, Mail on Sunday, and appearing on BBC Breakfast - most recently in its Budget 2017 coverage - Channel 4 News, and RT's Max Keiser Report. Iona speaks at national events, and was last year being named 'Money Blogger of the Year' in the Santander Media Awards. Her highly attractive book 'Spare Change' is an inspirational guide to thinking about your money, and a practical handbook for managing it better.